As you (probably) know, I’m huge on clear communication. In the spirit of full disclosure, I wrote this page so we are on the same page.

Everything about your Privacy, Terms of Use and this Website’s Permissions can be found here.

In a Clear Nutshell,…

  • I built this website to help you with education and information.
  • I’m not biased and will never lie to you just to make a few bucks.
  • I am responsible for what I say; You are responsible for what you do.
  • I don’t own the internet (once you leave my site, you’re on your own)

If you require any more information or have any questions about our Disclaimer, please feel free to contact us.

OKIES, Let’s go Legal! 

This website is owned and operated by The Tolu Michaels Company Ltd (“Company,” “we,” or “us”). This Disclaimer, along with the Privacy Policy and Terms of Use, governs your access to and use of Tolumichaels.com, including any content, functionality and services offered on or through Tolumichaels.com (the “Website”), whether as a visitor or a registered user.

By reading or using this Website (or Tolu’s related Websites) you indicate your acceptance and agreement with the following information. If you do not accept this Disclaimer, please do not use this Website. Tolu (whose formal business identity name is The Tolu Michaels Company) and whose brand name on this Website is ‘Tolu Michaels’ shall simply be referred to as Tolu for simplicity, but this Disclaimer applies to all titles by which she is referred. 

For Educational and Informational Purposes Only

The information on this Website and the resources available for download through this Website are for educational and informational purposes only. The information contained on this Website and the resources available for download through this Website is not intended as, and shall not be understood or construed as legal, financial, tax, medical, health, or any other professional advice. While the employees and/or owners of the Company are professionals and the information provided on this Website relates to issues within the Company’s area of professionalism, the information contained on this Website is not a substitute for advice from a professional who is aware of the facts and circumstances of your individual situation. The Company expressly recommends that you seek advice from a professional familiar with your individual situation. Regardless of anything to the contrary, nothing available on or through this Website should be understood as a recommendation that you should not consult with a professional to address your particular situation.

Affiliates Disclaimer

On occasion, we may promote, affiliate with, or partner with other individuals or businesses whose programs, products and services align with our own. In the spirit of full disclosure, Tolu wants you to be aware that there may be instances when she promotes, markets, shares or sells programs, products or services for other people and, in exchange, she may receive financial compensation or other rewards, at no additional cost to you. Please note that Tolu is highly selective and she only promotes the people whose programs, products and/or services she respects and loves. At the same time, you agree that any such promotion or marketing does not serve as any form of endorsement whatsoever. You are still required to use your own judgment to determine that any such program, product or service is appropriate for you. You are therefore assuming all risks, and you agree that Tolu is not liable in any way for any program, product or service that she may promote, market, share or sell on or through her Website.

Comments Disclaimer

While Tolu welcomes you to comment on her posts, she expressly disclaims any and all liability that may result from any comment you leave on this site. By commenting on this site, you agree that you retain all ownership rights for the comments you post on this site and that you will relieve Tolu from any and all liability that may result from those postings.


This website and related course sites present real world experiences, testimonials and insights about other people’s experiences with Tolu’s content for illustrative purposes only. The testimonials, examples, and photos used are of actual clients and results they personally achieved, or they are comments from individuals who can speak to Tolu’s character and/or the quality of her work. They are not intended to represent or guarantee that current or future clients will achieve the same or similar results; rather, these testimonials represent what is possible for illustrative purposes only.

Earnings Disclaimer

When addressing financial matters on this website, sales pages, videos, newsletters, programs or other materials, every effort has been made to accurately represent this product and its potential. However, we do not guarantee that you will earn money using the techniques and strategies in these materials and on this website. Examples in these materials and on this website or webinars are not to be interpreted as a promise or guarantee of earnings. Earning potential is entirely dependent on the person using the product, ideas and strategies. We do not support “get rich quick” schemes and by purchasing any products from us and/or this website you accept, agree and understand that you take full responsibility for your progress and results in business.

Your level of success in attaining the results claimed in these materials depends on the time that you devote to the program, ideas and strategies mentioned, including your finances, knowledge and various skills. Since all of these factors differ according to each individual, we cannot guarantee your success or income level, nor are we responsible for any of your actions.

No Guarantees

You agree that the Company has not made any guarantees about the results of taking any action, whether recommended on this Website or not. The Company provides educational and informational resources that are intended to help users of this website succeed in their online business and otherwise. You nevertheless recognize that your ultimate success or failure will be the result of your own efforts, your particular situation, and innumerable other circumstances beyond the control and/or knowledge of the Company.

You also recognize that prior results do not guarantee a similar outcome. Thus, the results obtained by others – whether clients or customers of the Company or otherwise – applying the principles set out in this Website are no guarantee that you or any other person or entity will be able to obtain similar results.

No Professional-Client Relationship

Your use of this Website – including implementation of any suggestions set out in this Website and/or use of any resources available on this Website – does not create a professional-client relationship between you and the Company or Tolu. The Company cannot accept you as a client unless and until we determine that there is a fit and until various requirements, such as fee arrangements, are resolved. Thus, you recognize and agree that we have not created any professional-client relationship by the use of this Website.

External Links and Sites

This Website contains links to many other websites. We cannot guarantee the accuracy of information found at any linked site. Links to or from external sites not owned or controlled by The Tolu Michaels Company does not constitute an endorsement by our Company or any of our employees of the products or information presented there.

Errors and Omissions

This World Wide Web Site is a public resource of general information that is intended, but not promised or guaranteed, to be correct, complete, and up-to-date. We have taken reasonable steps to ensure that the information contained in this Website is accurate, but we cannot represent that this Website is free of errors. You accept that the information contained on this Website may be erroneous and agree to conduct due diligence to verify any information obtained from this Website and/or resources available on it prior to taking any action.

User’s Personal Responsibility

We have done our best to ensure that the information provided on this Website and the resources available for download are accurate and provide valuable information, but we cannot guarantee the accuracy of the information. By using this Website, you accept personal responsibility for the results of your actions. You agree to take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available on this Website or the resources available for download from this Website. You agree to use judgment and conduct due diligence before taking any action or implementing any plan or policy suggested or recommended on this Website.

No Warranties


The company welcomes your questions or comments regarding this Disclaimer. Do not hesitate to contact us if you need to. Email: supportattolumichaelsdotcom.

Last Revised January 15, 2019